What is PayPal?

PayPal is straightforward to use and affordable, with a fixed rate of 2.9% + $ 0.30 for most online transactions.Merchants can easily add PayPal payment tools to an existing website or integrate their choice of shopping carts and access a mobile point of sale and online billing tools.

However, This reviews from users indicate that customer service is inconsistent at best. Many are concerned about funds held due to it’s third-party processing model.

PayPal online payments

For the vast majority of merchants, setting up this tool means deciding how you want to accept payments online. It offers three options for web payments:

  • Pay with this tool (formerly Express Checkout)
  • PayPal standard payments
  • PayPal Pro payments

This Checkout is a simple solution if you only want to add it as a payment option on a website where you already accept credit cards or integrate with an e-commerce provider.

It takes care of the maintenance and upkeep for you. This is what you get with Checkout:

PCI Compliance – Since it redirects customers to your site to complete transactions, you don’t have to worry about PCI compliance at all.

Pop-up Payment Buttons: It will use what it knows about your customer to display easy-to-use “smart” payment buttons.

It payments Standard is a bit more complex than PayPal Checkout, but that’s because it gives merchants a bit more control and customization in their checkout process.

The standard plan includes all the e-commerce integrations that this Checkout offers but does not offer the “smart” payment buttons. However, this is what you get:

PCI Compliance – Similar to Checkout, PayPal directs its customers to its website to complete transactions, removing the burden of PCI compliance for merchants.

paypal,paypal app,paypal wiki,Digital Debashree Dutta,paypal card,paypal stock,instagram paypal,paypal address,paypal investor relations,paypal stock,is paypal safe,paypal net worth,woocommerce paypal,pypl,shopify paypal,paypal prepaid,how does paypal work,bitcoin paypal,where to buy paypal card reader,paypal community,paypal history,paypal google play,paypal credit review,how to use paypal on amazon,paypal status,is paypal free,paypal set up,how does paypal work,paypal here reviews,how do you use paypal,pay,pay pal,paypall,payapl,paypa,paypay,payal,what is paypal,pypal,patpal,paypal. com,pay-pal,what is pay pal?,pay pal payments,paypal online payment,the paypal cent,open paypal website,m paypal com,make payments online,paypal sign in account,paypal free money,paypal phone number,contact paypal by phone,paypal customer service number,paypal login problems today,paypal credit card customer service,number for paypal,what is going on with paypal,paypal app download,paypal app download free,paypal app,paypal phone number usa,what is paypal cash,paypal,paypal account,paypal credit,paypal sign in,paypal sign up,paypal canada,paypal app,my paypal account,paypal business account,paypal fees,paypal prepaid,paypal credit card,paypal business,my paypal,paypal card,paypal me,paypal cash card,create paypal account,paypal gift card,amazon paypal,xoom paypal,paypal crypto,paypal debit card,paypal friends and family,paypal usa,paypal shipping,paypal mastercard,paypal express,paypal pay in 4,paypal invoice,paypal us,paypal cash,paypal developer,paypal register,paypal shipping label,paypal key,onlyfans paypal,aliexpress paypal,give jane money on paypal,paypal payment,paypal account sign up,ebay managed payments,paypal send money,paypal wallet,paypal website,wwwxoom 2019,paypal cryptocurrency,paypal here,make money online paypal,paypal working capital,

Customizable Payment Buttons – It says it only takes about 15 minutes to implement this Payments Standard, and it’s just a matter of copy and paste. With the payment buttons, you can create an online store where you can sell one item, 10, or as many as you like.

It’s button creation tools allow you to customize the buttons’ appearance and how certain aspects of the checkout process work (whether you want to shop immediately or allow customers to add items to a cart). Non-profit organizations can also create donation buttons with the ability to create one-time or recurring donations.

It Payments Pro is certainly not to everyone’s liking. PayPal Payments Pro is It’s most customizable online payment processing option, although it will cost you an additional $ 30 per month.

Hosted Checkout Page – If you prefer to keep your customers on your website throughout the checkout process, the Pro plan is worth considering. It allows you to customize the layout of your payment easily.

However, you bear some of the PCI burdens in the process. This makes it easier with tools like transparent redirects. You can expect to have to run self-assessments and quarterly scans to maintain PCI compliance.

Virtual terminal: if you want to accept payments by phone, PayPal’s virtual terminal will allow you to enter card numbers from a browser window. However, I think $ 30 per month is a pretty steep price to pay for this feature, given that Square and Shopify offer it at no additional cost.

Recurring billing: Technically, the PayPal Payment Pro plan does not include any recurring billing tool. This is an additional service that costs an additional $ 10 per month. Again, I think this is quite expensive, considering that Stripe offers much better prices and more flexible tools in this regard. (However, on the downside, you’ll need a developer to take full advantage of the features that Stripe offers.)

PayPal transaction fees

Whichever plan you are on (standard or professional), your transaction fees will be as follows:

  • For all types of online sales, you pay 2.9% + $ 0.30 per transaction.
  • For all mobile and in-store slide/dip/mine transactions, you pay 2.7%.
  • For all mobile and in-store transactions entered, you have to pay 3.5% + $ 0.15.
  • For virtual terminal transactions, you have to pay 3.1% + $ 0.30 per transaction.
  • You will pay 2% for bulk payments using the online form (maximum USD 1) or USD 0.25 per payment using the API.
  • It’s also worth noting that some other fees apply to transactions as well:
  • For any chargeback, PayPal applies a fee of $ 20.

Paypal Payments Pro

Remember that there are two options for accepting PayPal on your site that does not charge anything beyond the transaction fee: PayPal Checkout and PayPal Payments Standard. If you want a virtual terminal to receive payments over the phone, you’ll need PayPal Payments Pro:

Paypal Payments Pro: $ 30 per month

As I said, the biggest benefit is that the Payments Pro account allows you to keep customers on your page to complete the payment process. You can completely design your payment page. Besides, Payments Pro subscribers have access to the virtual terminal to accept payments by phone, mail and fax.

Unfortunately, PayPal Payments Pro does not include a recurring billing option. Subscription services are top-rated, and if you want to offer them with it , it will cost you an additional $ 10 per month on top of the Pro plan. It offers free recurring billing for users who have implemented PayPal Checkout. but not this Standard


  • Trusted by consumers
  • Predictable flat-rate pricing
  • Various pricing plans available
  • Ideal for low volume merchants
  • Extensive integrations
  • Good development tools
  • All-in-one payment system


  • Account stability issues
  • Inconsistent customer support
  • Not suitable for high-risk industries